APP_ENV=dev
STOCK_ORACLE_URL=http://localhost:18001
STOCK_ORACLE_TIMEOUT=30
POSTGRES_DSN=postgresql+asyncpg://acef:acef@localhost:5432/acef
DATA_ROOT=./data
LOG_LEVEL=INFO
OPENAI_API_KEY=sk-placeholder
LLM_ENABLED=false

# Ollama (Phase 3)
OLLAMA_URL=http://localhost:11434
OLLAMA_MODEL=llama3.2
OLLAMA_TIMEOUT=60